Template notice: this page is standard boilerplate provided for convenience. Have your own attorney review and adapt it before launch.

Terms of Service

Last updated: August 2026

1. What Capital Stack Builder is

Capital Stack Builder is a software tool that helps you estimate private-money real estate deal structures and produce an investor pitch summary. Capital Stack Builder provides estimates for planning purposes only. It is not underwriting and not financial, investment, tax, or legal advice, and it is not a commitment or offer to lend. No result guarantees funding, approval, profit, or investment returns. You are responsible for independently verifying every number and for complying with all licensing, disclosure, and referral/finder-fee laws that apply to you in your state. Consult your own attorney and financial professionals before acting on any deal.

2. Accounts

You need an account to use the tool. You must provide accurate information, keep your password confidential, and you are responsible for all activity under your account. Accounts are for a single user; do not share your login. You must be at least 18 years old and legally able to enter into this agreement.

3. Acceptable use

You agree not to:

• resell, sublicense, or share access to the tool with anyone outside your account;
• copy, scrape, reverse engineer, or attempt to recreate the tool, its calculations, or its report templates;
• upload unlawful content or use the tool to violate any law or third-party right;
• interfere with the service, probe its security, or attempt to access another user's data;
• present outputs as underwriting, an appraisal, a loan approval, or a securities offering.

4. Subscription, billing, and cancellation

Access is sold as a recurring subscription of $27/month, billed in advance through Stripe, our payment processor. We do not store your card details. Your subscription renews automatically each period until you cancel.

You may cancel at any time from Account → Manage subscription, which opens the Stripe billing portal where you can update your payment method or cancel. Cancellation stops future charges and your access continues until the end of the period you have already paid for. Except where required by law, payments are non-refundable and we do not prorate partial periods. If a payment fails, we may suspend access until it is resolved. We may change pricing with advance notice, effective on your next renewal.

5. Your content and data

You own the deal information you enter. You grant us a limited licence to store and process it solely to operate the service for you. Your saved deals are private to your account and protected by per-user access rules. See our Privacy Policy for details.

6. No professional advice; no guarantees

Outputs are estimates based on the numbers you enter. We do not verify your inputs, market data, or third-party figures. Nothing in the tool is financial, investment, tax, legal, or real estate brokerage advice, and nothing is a commitment or offer to lend or to invest. You are solely responsible for your own due diligence, disclosures, licensing obligations, and investment decisions.

7. Service availability

We aim for high availability but the service is provided on an "as is" and "as available" basis. We may modify, suspend, or discontinue features, and we may perform maintenance that temporarily interrupts access.

8. Disclaimer of warranties

To the maximum extent permitted by law, we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement.

9. Limitation of liability

To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any lost profits, lost funding, lost deals, lost data, or business interruption, even if advised of the possibility. Our total aggregate liability for any claim relating to the service is limited to the amount you paid us in the twelve months before the claim arose.

10. Indemnity

You agree to indemnify and hold us harmless from claims, losses, and expenses arising out of your use of the tool, your deals, your communications with investors or borrowers, and your breach of these terms.

11. Termination

You may stop using the service at any time. We may suspend or terminate accounts that breach these terms or that create legal or security risk. On termination, your right to use the service ends.

12. Changes to these terms

We may update these terms. Material changes will be posted here with a new "last updated" date, and continued use after that date means you accept the updated terms.

13. Governing law

These terms are governed by the laws of the state in which the service operator is established, without regard to conflict-of-laws rules. Insert your chosen jurisdiction and dispute-resolution terms before launch.

14. Contact

Questions about these terms: hello@kccapitalgrp.com.